If the institutions used triggering terms (see § 1026.24(d)(1) (opens new window)

If the APR is stated and may increase after consummation, does the advertisement state that fact? ( § 1026.24(c)) (opens new window) Is the APR stated more conspicuously than (i) for dwelling-secured credit, the simple annual rate, or (ii) for non-dwelling-secured credit, the simple annual rate or periodic rate (if stated)? Does the advertisement refrain from stating any other rate? ( § 1026.24(c)) (opens new window) If the advertisement states a rate of finance charge, is it stated as an “annual percentage rate”? ( § 1026.24(c)) (opens new window) If an advertisement for credit states specific credit terms, does it state only those terms that the credit union actually offers or will arrange or offer? ( § 1026.24(a) (opens new window) To the consumer in electronic form without regard to consumer consent or other provisions of the E-Sign Act in the circumstances set forth in those sections. Note: Institutions may provide disclosures required by § 1026.24 (opens new window) (You will be leaving and accessing a non-NCUA website. Closed-End Credit Advertising Closed-End Credit Advertising Itemĭoes the institution make all required disclosures clearly and conspicuously? ( § 1026.24(b) (opens new window)

Million dollar daily checklist